Main Judgement
Course is well written judgement collection training manual (choice
of paperback or 3-ring notebook) and also a CD Rom that contains all
the forms, documentation, software and notes.
Table of
Contents
Free Upgrades: of main .pdf
document for life....
FREE
with every purchase: "Secrets of Credit Scores",
Ex-Credit Score company employee tells all he knows... (more
info)
~
Judgment Collection Training Course ~
Earn
a lot of Money From Home. Maybe you can even quit your full
time job. Out of work? You can collect judgments while
you are looking for work.
Judgment
Manager Software
You
don't need a college degree to start your judgment recovery training.
You
don't have to work for someone else to make money with judgment
recovery.
You
don't even have to get dressed!
On the days you are doing your mailings and telephone calls, but of
course you need to get dressed to go to the local courthouse to get
new judgments.
Judgment Recovery Training is not a "get rich quick" business. If you've been
told that, you have been misinformed.
All
you really need is a little common sense and some motivation to
succeed.
You
do not need any kind of permit or collection/collectors license
in any of our 50 states to make money with judgment recovery
training.
(details)
Copyright 2010, all rights reserved.
No part of this material on
any part of the website may be reproduced or transmitted
without permission.
A Complete Judgement
Collection Recovery Training Course
Learn how to collect judgments for money
Collect on your judgment Judgement recovery training
Judgement recovery course judgment recovery system
Make money
with your judgment recovery training
Make money from
home collecting other peoples judgments for money (actually you can
get a split of the money collected: usually its 50/50).
Home
based business collecting other peoples judgments.
FREE
with every purchase: "Secrets of Credit Scores".
Ex-Credit Score company employee tells all he knows... (more
info)
Privacy Policy
Formats:
1) Print: Choice
of either 3-ring notebook (or) Paperback book 8" x 10"
2) CD: Main system (Adobe
Reader .pdf format)
plus all the other forms, software and notes
3) Download: Main system (Adobe Reader .pdf format)
6 choices/prices:
Click Here
Copyright 2010, all rights reserved.
No part of this material on
any part of the website may be reproduced or transmitted.
Are there refunds?
No. Sorry no refunds, because copies can be made before you return
the system. We have spent a lot of time and feel very confident in
this system, and that you will be happy with it.
On this website you get a copy of the table of contents and a large
and informative FAQ (frequently asked question) section webpage to
help you decide on whether or not you want to purchase this system.
Before you purchase check out the
Table of Contents
Please note: While judgment enforcement laws are similar from state to
state, some states are better for this business than other states.
The Complete Step-by-Step Course to the Judgment Recovery Business
Judgment Recovery is not merely a fascinating home-based business. It is
also a much needed service to every community. Isn't that the secret to
business success -- finding a niche that is common sense, interesting, and
doable, as well as meeting community's needs?
You've looked at other Home-Based Businesses, and now you are looking at
this one. Why is this business so different? Because every year billions of
dollars of court awarded money judgments go uncollected. They are
uncollected because the court can't force a debtor pay. And the plaintiff
who won the case doesn't know how to make the person pay.
However, there are powerful legal and investigative tools available for
recovering this judgment money.
Judgment Recovery isn't regular "debt collection," because you will actually
have a court order that says the person owes this money. And you have legal
and investigative tools to locate this money and other assets and seize
them.
--------------------------------------------------------------------------------
You can have that great part-time business you've always wanted
--------------------------------------------------------------------------------
Judgment Recovery is not a "get rich quick" business. If you've been told
that, you have been misinformed. If you've seen sites that say "No computer
necessary" and "You don't even have to get dressed," then someone is
certainly stretching the facts.
What are the facts? That Judgment Recovery is a practical business you can
jump into or grow into, for either part-time or full-time income. You can
make anywhere from $500 a month extra to $5000 a month extra, part time.
--------------------------------------------------------------------------------
Or, it can become your full-time profession,
earning you much, much more.
--------------------------------------------------------------------------------
As in any business, you need the right tools. That's what this Step-by-Step
Course provides. Look at this scenario, and put yourself in the position of
the Judgment Recovery Specialist (JRS):
Look at this scenario, and put yourself in the position of the
Judgment Recovery Specialist (JRS):
John Creditor is a nice guy. He lends $5000 to his brother-in-law, Bob
Debtor, so he can purchase a car. But Bob doesn't pay him back.
So, John Creditor goes to small Claims Court and wins a judgment for
$5,000.00. He is ecstatic! Now comes the big surprise. Bob debtor doesn't
have to pay. John has to make him pay. And John doesn't know how.
John turns to you for help. You're the one in your community with the
knowledge and skill to do it.
What can you do as a Judgment Recovery Specialist? As a J.R. Specialist, you
know how to locate where Bob works and garnish his wages, locate where he
banks and seize the money, put a lien on his home, and take his car to be
auctioned. And, if he has a business, you know how to have the sheriff sit
there and collect money form the customers, make his clients pay you
directly instead of him…and much, much more.
You may be wondering how you get the judgment into your name. After all,
you're not an attorney. At first you're not that familiar with courts.
Well, every state has a provision where the Original Judgment Creditor (the
plaintiff who won the money judgment) can assign the rights, title and
interest in his judgment to another person. He can assign it to you. In
effect, you now own the judgment.
That means you are the new Creditor. Of course there is a contingency
arrangement where you return to the Original Judgment Creditor a percentage
of what you recovery. Typically that percentage is 40% to 50%. And the
Original Creditor is happy to assign it. He's not getting anywhere, and
wants you to take over and use your skills.
So, using the above case, here's what happens.
John Creditor assigns the judgment to you--the Judgment Recovery Specialist.
You are now the new Judgment Creditor. You use your skills and special
'private investigator' sites to locate his workplace, and his assets. Using
the tools from this course, You then collect the money, and pay John his
percentage. Now he's really happy. You keep your percentage, and move on to
your next case.
That's how it works.
I wish I could say that six figures a year is an "easy" six figures, but
it's not. It take hard work for that income. And you can make that much only
if you have the same motivation and drive that that it takes. If you have
less time, you may make less. It's still a great part-time income.
This Step-by-Step Course that will take you through to the advanced level .
This Step-by-Step Course is the most comprehensive and up-to-date course
available anywhere. It is written by me.
Judgment Recovery courses have been available for 10+ years. When I started
my own business -- I started it as a landlord where I owned 6 hours of which
5 were rentals. I then had a tenant move out and didn't pay their final
water/sewer bills so I sued them in small claims court, but they never paid
until I garnished their wages from Pizza Hut. Other courses on the internet
are tailored only for the beginning phase of your business.
I know you can outgrow this beginning phase in a short time. This is why I
designed his Step-by-Step Course to include comprehensive advanced materials
as well. This is the only course geared for the average person that starts
with step one and takes you carefully through each of the professional
procedures you will likely encounter.
What does your course include?
Step-by-Step instructions on how to get court judgments into your name.
Secrets about locating even more judgments from your desk.
A professional Web site "template" for your business. You can literally get
up and running in a day.
How to know which judgments are the best ones to accept. (Hosting and domain
name is extra)
(This is where beginners usually make time-consuming mistakes)
Step-by-step procedures—beginning to advanced—on how to effectively enforce
these judgments!
Also ...
Full instructions for setting up a SMART OFFICE—step by step.
How to go from part-time to full-time. And should you?
Information about which "Private Investigator" databases are the best, and
how to subscribe to them.
How to create spin-off businesses for even higher income!
Please note: While judgment enforcement laws are similar from state to
state, some states are better for this business than other states.
Do I need a collectors license?
No. You do not need any kind of permit or collection/collectors
license in any of our 50 states. This is Because you are
not going to be collecting money for someone else, you will be
collecting money for yourself, as you either will purchase the
judgment or you will have it temporarily given to you (which I
recommend).
In the system course I will give you actual
forms that I have used to assign the judgment to myself that you can
copy and modify for your own use. I will provide
you with an actual copy that I used and also a blank form you can
use and to modify for your own use.
Collection agencies are collecting money owed to another person so
they need a license, but you are collecting money for yourself and
not someone else (once its assigned to you using the forms in the
system). Similar reason is why you don't need a license to sell
your own home but if you try to sell someone else's home (real
estate agent) you need a license.
You
also don't have foot traffic, all your business should be done by
the mail, telephone, email and fax. All payments should be
mailed. (In the course I go over how to hid your home phone
and address).
You do not need to create a company or corporation, but you can if
you choose to.
Do I always have to pay to get the judgment assigned to
me?
[ I never pay for a judgment.
I always do it on a contingency bases, just like car accident
lawyers. I and the car accident lawyers only get paid if we
collect ]
[ low. Many times to collect
a judgment there isn't a cost at all but stamps and envelopes.
If you have decent information on where someone works and verify
it by a phone call then sometimes you can collect without paying
anything. I have a judgment form New Jersey where the looser
now lived in California and worked at a college. I filled out a
wage garnishment letter with real information from their
employer and mailed it and a letter to the looser in California
stating that I have not sent this attached garnishment letter to
their employer yet and would like to work out a payment plan
with them. Since this person did not want their HR and payroll
department to know about the judgment, they started paying ]
top
With the economy so bad
right now is it hard to collect judgments?
[ there are more judgments out
there now and more people that can't pay, so it evens out as it
was 2-3 years ago. Now you can be picky with the ones you
collect from, and if someone is unemployed, you can always come
back to it in 6-8 months and try again, as some people get a new
job within that time. You can tell them that many times
prospective employers run credit checks and this judgment shows
on the top of it. This might prevent them from getting that job
with all the competitive out there and paying off in monthly
installments can help them get a new or better job ]
top
I have
heard that
most businesses fail in the first year or two?
Not all
businesses make it. Many businesses fail in the first 2 years
and some types of businesses fail more than 50%.
That is why this is a perfect business. You are not investing in
equipment, leasing a store. You can start this part time without
really any risk at all.
Some people are not self disciplined enough to work from home, but even the
most busy people probably can get one judgment going and only work on that
one until it's collected. That will also allow you to learn how
things work. BUT you can try 10-15 at the beginning if you have
the time and drive.
top
How do I find these judgments?
I show you many ways to find them.
Most ways are free and all the ways I personally use are free. There
are services that charge a fee and most of them are great. It's up to
you. But I show you many free ways to get them. (PS:
I have started limiting my own to just Minneapolis, MN area and can give you
my leads for other areas and we can talk about this after you purchase the
training system).
top
Can the winner of a small claims court collect their own money?
Yes, they can. But most
people are too busy to figure out how and that is where you come in.
The numbers prove that most winners do not collect their own money if the
losers don't pay on their own right away.
top
Can the winner hire a collection agency or even a lawyer?
Yes and no. They
usually can't hire a collection agency because collection agencies do not go
after court awarded money, they usually go after bounced checks etc.
They can hire a lawyer. But lawyers are expensive. These lawyers
even charge a 15 minute charge just to answer a simple email which can mean
that at $200 an hour, to read an email they can charge $50.
top
Of all the judgments I start working on, how many times will I get
paid by the loser?
This can be as little as 1% or as much as 100%. The small
amounts usually get paid first. Then if a person has been
employed at their job a long time, they are most likely to pay. If the
person has a prestigious job they might pay to save embracement.
top
Is this for real? It sounds
too easy.
Yes it is for
real. It is not easy, but not real hard either. You do not
have to try to collect 10 judgments at first as this could get confusing.
Try one at first. Then another. They maybe two at a time.
Ask any court clerk where judgments are filed/recorded, how many court
awarded judgments come in each day? The numbers are large.
top
Can I contact you by telephone or email?
Yes,
click here.
top
Can I get hurt pissing off the wrong person?
If you follow my steps, the loser of the
case won't even know what you are doing even after the wage garnishments
start. You can be as secretive as you want and I can give you
some ideas. One is a Mail-Boxes Etc (aka The UPS Store).
They have real street addresses and you use this for ALL things related to
judgments including the address you give the court and the winner too.
top
Do I need to know as much as an attorney would to collect judgments?
No. Our system
gives you most of what you need to know and you can add your own notes as
you go, such as phone numbers of court houses, mailing address, landlord
contacts etc.... And there isn't a license or permit needed.
top
Are there going to be 10-20 other people in my area trying to
collect the same judgments?
No. There are new judgments
each and every day. There are so many older ones that no one is
working on at all. Go back and get a judgment that was awarded 2 years
ago (we show you how to find these). Most likely no one has or will
contact them about collecting their judgment.
Click here
to see how many unsatisfied judgments are in your state as of the year 2000.
BUT the amount has drastically gone up over the last three years, as we are
in a very long and deep recession and that has caused the number of judgment
to increase.
top
Do I have to work full time or part time?
Either. You can start with
one. Learn by doing the one. Then do another. Then do two
at one time. Increase the number as your time permits. Maybe you
can quit your job in the future if you get enough money rolling in.
If you are out of work, KEEP looking for a full time job, but try a couple
of these at the same time.
top
Is there collection agency
license required?
NO. Collection agencies collect money for someone else. We
show you how to get the judgment assigned to you, thus you are actually
collecting money for yourself. Once you collect the money, you must
give the winner their share. Anyone in any state that is
owed money can collect that money. Now some cities require
certain permit or license to work from home, and you need to check with your
tax account about how to report the money you make on your income and if you
need to at all.
top
Is this legal where I live?
Yes, if there is a court where money can
be awarded, then you can collect it. Sometimes you have to wait
until the small claims court case is moved up to the next level court before
you can have the judgment assigned to you. Each county is
different.
top
Can I collect judgments on my
own without buying any judgment system?
Yes you can. But do you know how? Just for a few dollars
with the purchase of this system I can save you a lot of time, do it
legally, safer etc...
top
Can I order a
printed copy of the manual?
Yes, make sure you pick that
product when you make the order.
We have downloadable only versions and also CD rom version too.
It comes in a 3 ring notebook. So you can add your own notes, forms
and take the entire notebook where ever you go including to the courthouse
to find the judgments to work on.
top
Do you help me find the winner
or even the loser?
Yes.
We give you many free ways to find people, and also some paid ways.
top
Does the training manual come
with any actual letters and forms that I will need?
Yes. You
will then modify them for your own name etc...
top
Will I make money?
It's up to you. If
you don't do anything, no one will send you any money, but if you follow my
steps and with a little work you can.
top
How is my system delivered
to me?
We have downloads from the
internet, we have CD only and we have printed versions with CD.
Your hard copy (3-ring notebook) is sent by USPS mail.
top
The price is so low, do I get a detailed step by step system?
Yes the price is low and Yes you
get details of each step. You get some actual forms and examples
too.
top
Is my course tax deductible?
I can not give legal advice, and
I do not know your tax situation.
Remember you might not only be able to deduct the price of this system but
also mileage to and from the courthouse, stamps, paper, ink, envelopes, your
pc, internet access, or even the room in your home.
top
If I owe a judgment can this system help me?
Yes it possibly can. Our system might be able to get your
amount lowered by 50%. We can work out a deal where I collect
the judgment from the person/business you owe money to. Then you pay
me 60%, and the rest is forgiven. Thus saving you 40%.
WHAT A DEAL!
Judgment
Interest Calculator
Q. Is Judgment Recovery hard to do?
A. You can set up this business from your home, and easily get judgments
into your name. I will show you how. My first year in business, I had over
30 judgments in my name between $1000 and $70,000. And remember, this is not
"collections." You have a court judgment. That means you have available to
you all the legal tools provided by the State. I'll show you those too.
Q. Are some judgments easier to collect than
others?
A. Yes, of course. You want the judgments that are doable. And I'll show you
how to screen through them even before you accept them. You want your
business to be efficient and effective.
Q. How much do I get paid?
A. You'll keep a good percentage of the money you collect--40% to 50%,
typically. I would never go lower than that.
Q. Why would people want to pay me that much?
A. They won't be paying you. You'll be collecting the money, taking your
percentage, and then paying THEM their percentage. You will have the skill
to do what 99% of the people in this country don't know how to do.
Plaintiffs were awarded judgments by the court, but have no means to enforce
them. So your skill is valuable, and very much in demand. People who have
judgments are happy to find someone with the skills to help them.
Q. But how do I find out information about
the judgment debtors?
A. I'll show you the best "Private Investigator" databases available, which
have a terrific compilation of public records and more. You'll also be able
to pull credit reports on the judgment debtor. That will have information
about cars, jobs, banks, and much more.
Q. So, how much could I make the first year?
A. Everyone asks this question. The truthful answer is that you could make a
lot, or you could make zero. It all depends on the quality of the judgments
you accept, and how hard you work.
Yes, it's a fact that 80% of the judgments out there are never collected.
But you don't want just any of these judgments. I'll show you which
judgments to look for and which to avoid. You won't waste your time or
money.
Consider this: If someone was thinking of opening a restaurant and asked you
how much they might make in the first year, you would probably tell them
that it depends on the quality of the food, the location of the restaurant,
the atmosphere, and so on. It's the same with the JR business. How much you
make depends on the quality of the judgments you accept, your knowledge of
the business, the rules in your state (some states I recommend against
getting into this business) and how hard you work.
Now, let's say you are only working part-time as a Judgment Recovery
Specialist. You have used the information and resources I provide in this
Course to locate the debtors, locate most of their places of employment or
their banks, and other assets. Here is a low estimate of what your monthly
income might be:
-------------------------------------------------------------------------------------------------------------------------
Case #1: Judgment for $4,000. 5 years old. Interest is $2,003.29 for
total of $6003.29.
Debtor James W. makes $2500.00 a month.
You garnish 25% ($625) and pay 40%-50% to creditor.
* You make $250 to $312 a month for 20 months on this one case alone.
-------------------------------------------------------------------------------------------------------------------------
Case #2: Judgment for $5,000. 1 year old. Interest is $500, for total
of $5500.00.
Debtor Sara L. has a bank account with $3000.00.
You have the sheriff perform a bank levy.
* You make $1200 to $1500 in one month on this case, and still have $2500
more you can collect.
-------------------------------------------------------------------------------------------------------------------------
Case #3: Judgment for $7,900. 5 years old. Total judgment is now
$11,856.49.
Debtor is a real estate broker.
You do an "assignment order" (I'll show you how) so that his clients have to
pay you instead of him..
* You make $2000 per month until it is paid in full.
*You can see how, with 4 to 12 cases going simultaneously, you can have a
good stream of income, even part time. And it can be continuous. The more
cases you want to work, the more streams of income will be coming in
simultaneously.
Q. Are there larger cases out there?
A. Yes, much, much larger. Like the one against OJ Simpson. But you
should first learn the ropes in small claims, and then move on to the civil
court. The judgment recovery rules are the same. But don't worry about the
larger ones yet. Once you become established and effective, larger judgments
will be offered to you as well.
Q. I was told by a guy at a seminar that I
can do business in any state, and from home. He said I can do it all through
the mail. Is that true?
A. No, It's not true.
Some states are much better than others for this business, and some have
strict limitations on the Judgment Recorvery business. Email me about the
state you want to do business in, and I'll respond right away.
Q. Are the procedures covered in your Course
applicable to my state?
A. Yes. And also the states now have their forms online for free or at the
court house.
While state laws and forms may differ a bit, the procedures are basically
the same. You will need to research some of your own state laws for those
differences. And I'll show you how.
All the other general forms, letters to creditors, and how to call the
creditors and what to say to them—all of that is in the course.
Q. If you are so successful, then how come
you are selling a course? Aren't you creating competition?
A. Good question. There are TOO Many for me to collect. Every day
there are hundreds of new judgments that get awarded in the country,
remember every county in every state has judgments and this includes small
claims court judgments.
I'm not a salesman. I'm really in this business
full time. And I wrote this course at the encouragement of others in real
estate to teach them how to collect on their EX-Tenants. They
knew I could write and they knew I understood this business well, and that I
was very successful. And frankly, a lot of people in this business were
dropping out because they didn't have the right tools to get up and running,
or they believed the hype on the internet about this being such an easy
business.
I would never say that this is an easy business. No business is easy. You
have to work. You have to work hard. (If you are not a hard worker, then
it's probably best not to be in business for yourself. But if you are a hard
worker, than this may be the business for you )
Also, I wrote this course because I don't want the JR business to be
regulated. If more people are doing this business knowledgeably and
professionally, then it won't be regulated. The reason there are specific
state regulations for doctors, lawyers, real estate people and others, is
because some people in those professions weren't professional. I don't want
that to happen to my profession. So, if you have the right training, it
helps me too.
Please remember that this really is a profession. Isn't that what you want?
Be prepared to learn the profession, and learn it well. And after you start,
be prepared to learn even more, and be prepared to work hard. That's all I
can say.
Q. What about start up costs and ongoing
monthly costs? I've seen advertisements that say "Zero Overhead" and "You
don't even have to get dressed." Is that true?
A. Obviously it's not true. Every business requires a financial investment.
Don't be fooled by those who say otherwise.
Costs to start up and keep going:
Business Phone—check the cost in your area.
Private mail box ( not a P.O. Box—I explain why in the course).
High speed internet.
Advertising on Google or elsewhere ($55 a month). (Don't use the Yellow
Pages! I explain why in the course.)
Sign up for Professional Databases—about $200 at start up. One time charge.
Ongoing Databases—these are essential. Plan on around $100 each month for
these. A little more once you have some money coming in. Without these
databases you will have a very difficult time being successful and waste a
lot of time look for cases at the court. PLEASE trust me on that.
Ongoing Education –this will vary. But it's essential if you want to be a
real professional.
These are the lowest costs for any business I know of. Frankly, if these
costs are too much for you, then you are not yet ready to start any
business. If you were opening a restaurant or Lube & Tune, you would be
paying around ½ million dollars just for start up and $10-40K a month
overhead. Even starting a simple flower shop business on a street corner
would cost more than the JR business—just to build the stand and buy new
flowers every day!
So, it's best not to start unless you have these minimum resources. Again,
this is a profession. You must be professional and do it right.
But also remember that your costs are possibly tax deductible—including the
course. You can write off computer purchases, internet fees, and all related
office materials you get for your business. You can also deduct for your
office space, electricity, etc.—in proportion to the rent or mortgage you
are already paying. And, after you're up and going, you won't have the cost
of the regular daily commute, and other auto expenses. That's a big saver
too.
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